Andrew Mitchell Otter

NMLS – 21090


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Andrew serves as AMKO Lending’s President, which is just a fancy way of saying he does whatever is needed to help AMKO Lending build a business focused on its clients. Andrew prides himself on providing a great client experience and does so daily in his dual role of licensed loan originator.

Prior to AMKO Lending, Andrew spent 12+ years with a large retail mortgage company where he gained his mortgage/client service experience. Andrew and his wife Katie are expecting their first child in March, which will certainly make their puppy-kids (Bo and Masi) very jealous. When not working with clients or preparing for fatherhood, he can be found playing golf (decently well) or hiding in a bush, hoping to see a goose fly by.

Marshall Dean Kutz

NMLS – 28444


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As AMKO Lending’s CEO, Marshall does more than run the business and just look at spreadsheets all day. With over 13 years of mortgage industry experience, Marshall’s passion is helping clients get into the right loan that meets their particular situation.

To help drive that passion forward, you’ll find that Marshall spends the majority of his day interacting with clients throughout the country. After work, he can be found playing a game of memory with his two young daughters while his wife of 7+ years (Colleen) chases their crazy Golden Doodle, Deeks, all around their house. Marshall is an avid Cleveland sports fan and believes that the Cleveland Browns and Cleveland Indians will win championships next year… or the year after that! Yep, he’s what you’d call a diehard, lifelong fan…and an eternal optimist (or he’s delusional)!