Meet Our Terrific Team

Our mortgage pros consistently provide you with prompt, exceptional service and always seek out the deal that works best for you. Collectively, we have decades of experience helping people just like you buy a home or refinance. Talk to any member of our team, and you’ll quickly see why our business philosophy starts with putting people first.

Andrew Otter

Broker/Owner

Andrew serves as AMKO Lending’s President, which is just a fancy way of saying he does whatever is needed to help AMKO build a business that puts people first. Andrew serves a dual role as a licensed loan originator and prides himself on providing a great experience for every single client.

Prior to AMKO Lending, Andrew spent more than 12 years with a large retail mortgage company where he gained significant mortgage experience and learned the importance of providing a phenomenal client service experience. When not working with clients, he can be found golfing (decently well), hunting, or spending time with his family.

 AndrewOtter@amkolending.com
 216.539.5438
 440.454.3152

Marshall Kutz

Broker/Owner

As AMKO Lending’s CEO, Marshall does more than help run the business and look at spreadsheets all day. With nearly 20 years of mortgage industry experience, Marshall’s passion is matching people with the perfect loan to suit their specific situation.

Marshall spends the bulk of his day interacting with clients throughout the country and solving their mortgage needs. As an avid Cleveland sports fan, he perpetually believes his teams (the Guardians, Cavs, and Browns) will win championships next year. He’s a diehard, lifelong fan – and an eternal optimist! Either that or delusional.