Effective Date: October 26, 2026
These SMS Terms & Conditions apply to text messages sent by AMKO Lending LLC (NMLS #1804948), 2019 Center Street, Suite 103, Cleveland, OH 44113.
1. SMS Consent Communication
The information (phone numbers) obtained as part of the SMS consent process will not be shared with third parties or affiliates for marketing purposes.
2. Types of SMS Communications
If you have consented to receive text messages from AMKO Lending LLC, you may receive messages related to the following:
- Conversational purposes: replies to your questions and two-way conversations with your loan officer or our team about your home financing inquiry or loan, including application updates, document requests, and appointment reminders
Example: “Hello, this is your loan officer at AMKO Lending. I received your request about refinancing and have a couple of quick questions. Reply STOP to opt out of SMS messaging from AMKO Lending LLC.”
3. Message Frequency
Message frequency may vary depending on the type of communication. For example, you may receive up to 10 SMS messages per week related to conversational purposes.
4. Potential Fees for SMS Messaging
Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
5. Opt-In Method
You may opt in to receive SMS messages from AMKO Lending LLC in the following way:
- By submitting an online form on www.amkolending.com and checking the SMS consent box
6. Opt-Out Method
You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly at 216.539.5430 or [email protected] to request removal from our messaging list.
7. Help
If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at 216.539.5430 or [email protected].
Additional Options: If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms. Consent is not a condition of any purchase or loan.
8. Standard Messaging Disclosures
- Message and data rates may apply.
- You can opt out at any time by texting “STOP.”
- For assistance, text “HELP” or visit our Privacy Policy and Terms and Conditions pages.
- Message frequency may vary.
- Carriers are not liable for delayed or undelivered messages.
